Retroactive Premium Assistance

Retroactive Premium Assistance provides financial adjustments for previously billed Medical Services Plan (MSP) premiums. Eligibility is based on an account holder’s annual net income (combined with a spouse’s, if applicable) for a given tax year, less deductions for age, family size, disability and any reported Universal Child Care Benefit and Registered Disability Savings Plan income. This amount is your adjusted net income.

Retroactive Premium Assistance may be available for up to six years prior to the current year for those on self-administered accounts; and for up to five years prior to the current year for those on group accounts.

Apply for Retroactive Premium Assistance

You can apply for Retroactive Premium Assistance online. The online application takes about 15 minutes to complete. The data you enter will be saved locally to the computer or device you are using up until the point that you close your browser window or submit the form.

Before you start, make sure that:

• You are using one of these web browsers: Internet Explorer 11 or the latest version of Mozilla Firefox, Google Chrome or Apple Safari
• You have a Notice of Assessment or Reassessment from CRA for you (and your spouse) from last year and any previous years when you might have qualified for assistance (up to six previous years can be included)
• If you are claiming retroactive deductions for child care expenses (line 214), Universal Child Care Benefit (line 117) or Registered Disability Savings Plan income (line 125), ensure the Notices of Assessment or Reassessment you submit include these deductions
• You have a personal health number for you and your spouse, if applicable
• You have a Social Insurance Number for you and your spouse, if applicable
• You are able to include a Power of Attorney letter if you are applying on behalf of someone else

Apply Now

Note: you must apply using the print Application for Retroactive Premium Assistance (HLTH 104) if:

• You are applying for Retroactive Premium Assistance for years during which you had a spouse who lived and earned income outside Canada (you must complete and submit a separate print application form for each year for which you are applying); or
• You were on a group MSP account during the period for which you are applying (submit a single print application form authorized by your Group Administrator, specifying each year for which you are authorized to apply)

You can also apply by submitting a completed Application for Retroactive Premium Assistance (HLTH 104) form along with copies of a Notice of Assessment or Reassessment from the Canada Revenue Agency (CRA) for you (and your spouse):

Health Insurance BC
Medical Services Plan
PO Box 9677 Stn Prov Govt
Victoria BC   V8W 9P7

See the tables below for premium rates from 2014 to 2018, to determine whether your adjusted annual net income for a given year is above or below the eligible threshold. If your adjusted net income is more than the threshold shown for the given year, you are not eligible for Retroactive Premium Assistance. If it is less than the threshold shown, you may be eligible for assistance.

MSP PREMIUM RATES

2018 (January 1, 2018 to December 31, 2018)

Adjusted Net Income threshold for Retroactive Premium Assistance: $42,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2017 tax year.

Adjusted Net Income	One Adult	Two Adults in a Family
$0 - $26,000	$0.00	$0.00
$26,001 - $28,000	$11.50	$23.00
$28,001 - $30,000	$17.50	$35.00
$30,001 - $34,000	$23.00	$46.00
$34,001 - $38,000	$28.00	$56.00
$38,001 - $42,000	$32.50	$65.00
Over $42,000	$37.50	$75.00

2017 (January 1, 2017 to December 31, 2017)

Adjusted Net Income threshold for Retroactive Premium Assistance: $42,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2016 tax year.

Adjusted Net Income	One Adult	Two Adults in a Family
$0 - $24,000	$0.00	$0.00
$24,001 - $26,000	$11.00	$22.00
$26,001 - $28,000	$23.00	$46.00
$28,001 - $30,000	$35.00	$70.00
$30,001 - $34,000	$46.00	$92.00
$34,001 - $38,000	$56.00	$112.00
$38,001 - $42,000	$65.00	$130.00
Over $42,000	$75.00	$150.00

2016 (January 1, 2016 to December 31, 2016)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2015 tax year.

Adjusted Net Income	One Person	Family of Two	Family of Three or More
$0 - $22,000	$0.00	$0.00	$0.00
$22,001 - $24,000	$12.80	$23.20	$25.60
$24,001 – $26,000	$25.60	$46.40	$51.20
$26,001 - $28,000	$38.40	$69.60	$76.80
$28,001 - $30,000	$51.20	$92.80	$102.40
Over $30,000	$75.00	$136.00	$150.00

2015 (January 1, 2015 to December 31, 2015)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2014 tax year.

Adjusted Net Income	One Person	Family of Two	Family of Three or More
$0 - $22,000	$0.00	$0.00	$0.00
$22,001 - $24,000	$12.80	$23.20	$25.60
$24,001 – $26,000	$25.60	$46.40	$51.20
$26,001 - $28,000	$38.40	$69.60	$76.80
$28,001 - $30,000	$51.20	$92.80	$102.40
Over $30,000	$75.00	$130.50	$144.00

2014 (January 1, 2014 to December 31, 2014)

Adjusted Net Income threshold for Retroactive Premium Assistance: $30,000
Provide income information (CRA Notice of Assessment or Notice of Reassessment) for the 2013 tax year.

Adjusted Net Income	One Person	Family of Two	Family of Three or More
$0 - $22,000	$0.00	$0.00	$0.00
$22,001 - $24,000	$12.80	$23.20	$25.60
$24,001 - $26,000	$25.60	$46.40	$51.20
$26,001 - $28,000	$38.40	$69.60	$76.80
$28,001 - $30,000	$51.20	$92.80	$102.40
Over $30,000	$69.25	$125.50	$138.50