Applicants and recipients of income assistance, disability assistance and hardship assistance who may be eligible for other income or other means of support are required to pursue and accept the other income or means of support. Those who fail to accept or refuse to pursue other income, or other means of support, may be ineligible for assistance or eligible at a reduced rate.
Eligibility
Effective: September 28, 2010
Applicants and recipients (including adult dependants without residency status) are required to seek, accept, and use all other income to support themselves before receiving assistance. Applicants and recipients who may be eligible for income from other sources are required to pursue it.
Recipients who apply for other income may continue to receive assistance if they complete an assignment or repayment agreement where appropriate.
Applicants who are awaiting another source of income may be eligible for hardship assistance under Awaiting Other Income [see Related Links – Awaiting Other Income]. Applicants who were previously in receipt of disability assistance as a person with disabilities and who are currently awaiting other income are eligible for disability assistance if they complete the appropriate repayment agreement, consent to deduct, et cetera.
Sanctions
Effective: September 28, 2010
Failure to accept or pursue income (or other means of support) that would enable a person to become completely or partly independent of assistance may result in ineligibility or a rate reduction.
[For more information, see Related Links – Sanctions.]
[For information on how income affects eligibility, see Related Links – Income Treatment and Exemptions.]
Canada Child Benefit – Canada Revenue Agency
Effective: July 1, 2017
The Canada Child Benefit (CCB) is a federal government benefit, administered by the Canada Revenue Agency (CRA), designed to assist low- and modest-income families with the cost of raising their children. Families must file their income tax return each year in order to receive the CCB.
[For more information, see Related Links – Child Benefits Top-up Supplement.]
Canada Pension Plan – Service Canada/Employment and Social Development Canada
Effective: October 5, 2021
The Canada Pension Plan (CPP) is a contributory, earnings-related pension program. CPP is included in the international social security agreements that Canada has concluded with a number of countries. These agreements may help a person qualify for social security benefits from another country in which they have lived or worked. [For a full list of these countries and their specific agreements with Canada, see Additional Resources - Lived or living outside Canada - Pensions and benefits – Apply.]
CPP is considered to be “other income” and therefore applicants or recipients are required to pursue CPP benefits. These benefits include CPP retirement benefits, disability benefits, and survivor benefits. Applicants and recipients who have not applied for CPP benefits are to be reviewed for potential CPP eligibility.
Applicants or recipients under the age of 65 are not required to apply for CPP early retirement benefits [see below CPP Early Retirement Benefits].
CPP income is considered unearned income [see Related Links- Income Treatment and Exemptions]. Overpayments due to undeclared CPP benefits will be treated as any other undeclared unearned income.
The Canada Pension Plan pays monthly retirement benefits to persons who have worked and made at least one valid contribution to the CPP. Generally, all workers in Canada over the age of 18 pay into the CPP (or the Québec Pension Plan (QPP)) and qualify for benefits
While clients should be assessed on a case-by-case basis to determine who may be eligible for CPP, the following are some general guidelines:
A CPP early retirement benefit is a contribution-related benefit, payable monthly upon application, to CPP contributors who are ages 60 to 64. Applicants and recipients are not required to apply for CPP early retirement benefits. If received, CPP early retirement benefits are not exempt [see Related Links- Income Treatment & Exemptions]. Applicants and recipients have the option of cancelling the CPP early retirement benefit up to twelve months after it starts by requesting cancellation in writing and paying back the benefits they have received to the federal government [see Contacts- Canada Pension Plan].
A CPP retirement benefit is a contribution-related benefit, payable monthly upon application, to CPP contributors who are at least 65 years of age. All applicants and recipients aged 64 and older will be required to apply for CPP retirement benefits to be received at age 65.
A survivor benefit is payable to the estate, the surviving spouse or common-law partner, and the children of a deceased CPP contributor until the age of 25 if they are attending school. The three types of survivor benefits are:
Applicants and recipients who fail or refuse to apply for CPP survivor benefits to which they are potentially eligible may be determined eligible for BCEA in limited circumstances, including the following:
Disability benefits are payable to CPP contributors with disabilities and to their dependent children.
Applicants and recipients who fail or refuse to apply for CPP disability benefits to which they are potentially eligible may be determined eligible for BCEA in limited circumstances, including the following:
For more information on CPP, see the Employment and Social Development Canada (ESDC) Internet site [see Contacts – Canada Pension Plan].
Post-retirement disability benefits are payable to CPP contributors with disabilities that are not eligible for a disability pension due to receiving CPP Early Retirement Benefits for more than 15 months. The same application used for CPP Disability benefits is used for CPP Post-Retirement Disability benefits.
Applicants and recipients who fail or refuse to apply for CPP Post-Retirement Disability benefits to which they are potentially eligible may be determined eligible for BCEA in limited circumstances, including the following:
Child Support
Effective: September 1, 2015
Although child support is considered exempt income under the Employment and Assistance Act and Employment and Assistance for Persons with Disabilities Act, ministry staff should provide clients information on the available resources to pursue this financial resource.
Resources available to clients to pursue child support include a referral by the Ministry of Social Development and Poverty Reduction for family maintenance services, as well as child support officers and family justice counsellors.
[See Related Links – Family Maintenance Services – Additional Resources and Income Treatment and Exemptions – Policy]
Employment Insurance – Service Canada/Employment and Social Development Canada
Effective: December 1, 2003
Regular Employment Insurance (EI) benefits may be paid to those who lose a job through no fault of their own and have worked in insurable employment for a certain number of weeks in the qualifying period. The number of insurable weeks of employment varies depending on the unemployment rate in the region. [For information on applicants for assistance who are pending EI benefits, see Related Links- Awaiting EI Benefits.]
Special benefits are paid if a person cannot work because he or she is sick, injured, in quarantine, or pregnant, has recently given birth, is caring for a newborn baby, or is adopting a child. Special eligibility requirements apply to people who fish for a living and to teachers.
For more information on Employment Insurance, see the Employment and Social Development Canada Internet site. [see Contacts – Employment Insurance]
Farmers' Assistance
Effective: December 1, 2003
Small-scale farmers, for health reasons or as a result of crop failure, may apply for assistance. They must first make use of federal and provincial agricultural financial aid programs before applying for assistance because of economic reasons. Individuals may obtain information by contacting the district agriculturist from the Ministry of Agriculture.
When farmland, excluding the house, is rented before being sold, any revenue obtained by an applicant or recipient is considered unearned income. When a farm is sold, the equity after the sale is considered an asset.
First Nations Income Assistance Programs
Effective: December 1, 2003
Indigenous Services Canada administers the on-reserve Income Assistance program in partnership with First Nations communities, organizations, and service providers. Persons residing on reserve are required to apply for income assistance from the First Nation.
An exception applies to non-status persons residing on designated commercial property on reserve. They apply for income assistance from the ministry.
If a Modern Treaty First Nation administers an Income Assistance program, eligible persons residing on Modern Treaty Land are required to apply for income assistance from the First Nation.
Fuel Tax Refund Program - Ministry of Finance
Effective: December 1, 2003
Under the Motor Fuel Tax Act, drivers of automobiles who are disabled or partially disabled may qualify for a refund of tax paid on fuel purchased for their motor vehicles from the Consumer Taxation Branch.
For more information on the Fuel Tax Refund Program, see the Ministry of Finance Internet site. [see Contacts – Fuel Tax Refund Program]
Halfway Houses
Effective: March 1, 2023
Persons residing in halfway houses (also called Community Corrections Facilities) have their basic needs met through the corrections system, which is funded by provincial and federal governments. The supports include accommodation, meals, and a weekly allowance.
All persons residing in halfway houses are not eligible for assistance, however, they may be eligible for a Housing Stability Supplement [See Related Links - Housing Stability Supplement].
Home Owner Grant Program – Ministry of Finance
Effective: December 1, 2003
The Home Owner Grant Program offers a tax reduction for homeowners. An additional grant may be available for seniors, persons with disabilities, or others who meet the eligibility criteria under the home owner grant qualifications.
For more information on the Home Owner Grant Program, see the Ministry of Finance Internet site. [see Contacts – Home Owner Grants]
Old Age Security Program
Effective: August 24, 2021
The spouse of an Old Age Security (OAS) pensioner may be eligible for an Allowance if the spouse is aged 60 to 64 and meets residency and income test requirements. A common-law spouse may also qualify.
The Allowance for the Survivor provides an income-tested monthly benefit paid to widowed persons aged 60 to 64. The recipient must meet the income and residency requirements to apply. The Allowance for the survivor ends if a person remarries.
The Guaranteed Income Supplement (GIS) is a supplemental benefit to the Old Age Security (OAS) program. GIS may be available to low-income seniors who receive OAS.
All applicants and recipients aged 64 and older will be required to apply for GIS to be received at age 65.
Individuals must apply to Service Canada to receive GIS. The supplement amount is based on how much income the individual earned in the previous tax year. Individuals must file their income taxes on time each year for Service Canada to determine their eligibility for GIS.
An OAS pension is payable to people who are 65 years of age or over and meet residency requirements.
Reciprocal agreements have been entered into with numerous countries. [For a full list of these countries and their specific agreements with Canada, see Additional Resources - Lived or living outside Canada - Pensions and benefits – Apply.] Residency in these countries may count as credit toward the Canadian residency requirement depending on the agreement.
All applicants and recipients aged 64 and older who are not automatically enrolled by Service Canada will be required to apply for OAS to be received at age 65.
For more information on Old Age Security (OAS) and Guaranteed Income Supplement (GIS) programs, see the Employment and Social Development Canada (ESDC) Internet site [see Contacts - Old Age Security].
Recipients of income, disability or hardship assistance are not required to transfer retroactive OAS payments to the ministry by signing an assignment or Consent to Deduct form. However, to continue to be eligible for assistance, they are required to pursue, accept or use eligible OAS benefits to support themselves and become partly or completely independent of assistance. Applicants (excluding applicants with the Persons with Disabilities designation), but not recipients, can be issued Hardship – Awaiting Other Income due to pending OAS income. [For more information, see Related Links – Awaiting Other Income and Support, Shelter and Special Care Facilities.]
Property Tax Deferment Program – Ministry of Finance
Effective: May 26, 2009
Homeowners who are 55 years of age or older, widowed, or qualifying persons with disabilities may defer the property taxes on their home until they no longer own it or the property is no longer the principal residence.
For more information on the Property Tax Deferment Program, see the Ministry of Finance Internet site. [see Contacts – Property Tax Deferment Program]
Québec Pension Plan (Régie des rentes du Québec)
Effective: January 1, 2020
Assistance similar to Canada Pension Plan benefits may be obtained by applicants and recipients who are over age 60 or disabled, have only worked in Québec and contributed to the Québec Pension Plan.
Applicants and recipients are not required to access retirement benefits before the age of 65.
Quebec Pension Plan benefits are considered unearned income [see Related Links- Income Treatment & Exemptions].
Overpayments due to undeclared Quebec Pension Plan benefits will be treated as any other undeclared unearned income.
For more information on the Quebec Pension Plan, see the Québec Pension Plan Internet site [see Contacts – Québec Pension Plan].
Sponsorship Undertaking Default
Effective: December 14, 2021
The sponsor is in default of a Sponsorship Undertaking if assistance is issued to the sponsored individual while the Undertaking is still in effect.
The amount of any assistance issued while the Undertaking is in effect is a debt that the sponsor (and not the sponsored individual) will owe to the federal government or, on assignment, to the Province.
The debt remains outstanding even if the case is closed. Consequently, sponsors may approach Ministry of Social Development and Poverty Reduction offices to inquire about old debts as they discover that Immigration, Refugees and Citizenship Canada (IRCC) will not accept new sponsorship applications from them until outstanding sponsorship default debts are repaid.
If a sponsor has any health and/or safety concerns (abuse) [For guidelines on what constitutes abuse, see Related Links- Persons Fleeing Abuse] related to the sponsored individual, the debt that is accumulated by the sponsor due to a Sponsorship Undertaking Default may be forgiven [see Policy - What the Sponsor Can Expect].
Note: Sponsors may contact the ministry to inquire about their debts by contacting the Financial and Administrative Services Branch [see Contacts - Sponsorship Default Line].
The ministry makes every reasonable effort to ensure sponsors are contacted and asked if they can provide financial support to cover the essential needs (basic support and shelter) of the sponsored individual. The sponsor is told that if they cannot provide financial support and the sponsored individual is approved for assistance, then they are in default of their undertaking and any assistance issued to the sponsored individual each month will become a debt that the sponsor must repay.
If the sponsored individual is eligible to receive assistance, the sponsor is notified by letter (HR2772). Immigration, Refugees and Citizenship Canada is notified that sponsorship default has occurred.
The sponsor will receive monthly statements regarding the debt and interest accumulation.
In cases where the sponsored individual has a health or safety concern, the sponsor will not be contacted or notified of the sponsorship default until the concern no longer exists or, if the concern still exists, the sponsored individual wants the ministry to contact the sponsor. The debt will still accrue even if the sponsor is not contacted.
If a sponsor has a health and/or safety concern that is related to the sponsored individual and approaches the ministry with questions or concerns about their debt, these cases must be referred to Financial Administrative Services Branch [see Contacts - Sponsorship Default Line] for further information and assistance.
The ministry makes every effort to ensure that individuals with health and/or safety concerns regarding their sponsorship debt are assisted in a sensitive manner. If there is substantiating documentation from a third party that the sponsor has a health and/or safety concern related to the sponsored individual, the debt may be forgiven and the sponsor is no longer considered a financial support for the sponsored individual. If the sponsor does not have substantiating documentation, they can be referred to a community or government resource [see Related Links- Persons Fleeing Abuse - Additional Resources] who may provide the documentation.
Examples of substantiating documentation may include:
Where an applicant or adult dependant is the subject of a Sponsorship Undertaking that is still in effect, income assistance or disability assistance cannot be issued until the sponsor confirms whether they are a financial support. Where a sponsor confirms that they are unable or unwilling to provide for the essential needs (including food, lodging, and clothing) of the sponsored individuals or the sponsor cannot be contacted due to a health and/or safety concern, the family unit may be eligible for income assistance or disability assistance if they meet all other eligibility requirements.
Hardship assistance may be issued while awaiting confirmation or verification of the sponsorship undertaking period; and/or the sponsor’s ability to provide assistance [see Related Links – Sponsorship Undertaking Default].
Where there are concerns about possible abuse, no contact is to be made with the sponsor, including by letter unless the sponsored individual wants the ministry to contact the sponsor.
Note: If the sponsor is not contacted, the sponsored individual must be advised of the following:
Sponsored applicants who disclose health and/or safety concerns are not required to provide substantiating documentation immediately. Documentation may be requested by Financial and Administrative Services Branch (FASB) staff after one year and on an annual basis thereafter to confirm that the risk still exists. Examples of documentation include:
Any contribution received from a sponsor is unearned income, not exempt and is deducted from assistance. Advise the client to report this money on the Monthly Report (HR0081).
Where an applicant resides with a sponsor, shelter must not be paid unless the sponsor is also in receipt of BCEA.
Veterans Affairs – Veterans Affairs Canada
Effective: December 1, 2003
Veterans and certain civilians who meet income, service, age or health, and residency requirements may be eligible to receive an allowance and related assistance.
Treatment benefits may include medical, surgical and dental care, prosthetic services, home adaptations, supplementary benefits such as travel costs for examinations or treatment, and other community health care services and benefits. Palliative and respite care may also be provided.
This program provides a variety of services to help eligible veterans remain healthy and independent in their own homes or communities.
Pensions and other allowances are awarded to current and former members of the Canadian Armed Forces or their survivors for disability or death related to wartime and peacetime military service.
Disability pensioners who are severely disabled may qualify for a clothing allowance, an attendance allowance or an exceptional incapacity allowance in addition to their pension.
Clothing allowances may also be available from programs such as HOMES BC, Community Housing Initiatives (CHI), Rent Supplements Program, Supported Independent Living Program (SILP), Tenant Resources, and Shelter Aid for Elderly Renters (SAFER).
For more information on Resources and Benefits for Veterans, see the Veterans Affairs Canada Internet site. [see Contacts – Veterans Affairs Canada]
WorkSafe BC
Effective: December 1, 2003
Workers’ Compensation Board benefits include return to work, wage loss, pension, and medical aid benefits to injured workers, those suffering from occupational diseases, and dependants of workers who are killed.
For more information on the Workers’ Compensation Board benefits, see the WorkSafeBC Internet site. [see Contacts – WorkSafe]
Canada Pension Plan (CPP) Retirement and Disability/Post-Retirement Disability Benefits
Effective: October 5, 2021
Forward all CPP Retirement and Disability/Post-Retirement Disability Benefit enquiries and applications to the Provincial CPP Recovery Program-FASB (FASB).
If clients are enquiring where to send their CPP applications (ISP1000) and/or Consent to Deduction and Payment (ISP1613) and other required documents (if applicable), staff should advise that they have the option to:
When the client submits completed CPP application packages or the ISP1613:
CPP applications can be submitted on behalf of another person but must be signed by the applicant or the applicant’s legal representative. Individuals should be advised of this, and should not continue to be eligible for assistance if they repeatedly fail to apply for this reason.
Note: These documents must not be forwarded to Service Canada and are only to be profiled in the system by FASB.
Statement of Contributions or letters from Service Canada (not ISP1613 or application documents) can be faxed or scanned as per below, or may be sent via house mail to FASB.
ICM Scan to Folder |
Fax |
Scan document into MFD, then transfer to Office 013-CPP folder |
Send to 1 866-696-5006 |
Do not profile or create a Service Request |
Do not profile or create a Service Request |
Assignment of Canada Pension Plan (CPP) and Consent
Effective: June 3, 2011
All applicants and recipients are required to sign an assignment of Canada Pension Plan Benefits, the Consent to Deduction and Payment Form (ISP1613) [see Additional Resources] when they apply for CPP benefits
To complete a Consent to Deduction and Payment form for clients who have applied for and are awaiting CPP benefits in excess of $50 follow these steps:
Note: Whenever possible, the ISP1613 should accompany the original CPP application.
Child Support
Effective: September 1, 2015
Ministry staff should provide clients information on the available resources to pursue child support. Staff may provide the client a copy of the Family Maintenance Services Information Sheet.
[For more information, see Policy and Related Links Family Maintenance Services – Additional Resources and Income Treatment and Exemptions – Policy]
Old Age Security Program
Effective: January 1, 2020
To inform clients to apply for OAS and GIS, ministry staff use office caseload management protocol to follow up on the client’s requirement to apply for OAS and GIS.
[For more information, see Policy – Old Age Security Program.]
Sponsorship Undertaking Default
Effective: December 2, 2019
Once the Employment and Assistance Application (HR0080) [see Forms and Letters] is signed by the applicant (and any adult dependant) who is the subject of a sponsorship undertaking that is still in effect, ministry staff follow these steps:
EAW |
1. |
For initial steps see Related Links – Sponsorship Undertaking Default. These procedures are for cases where the sponsor has confirmed they are not a financial support, or a health and/or safety threat has been disclosed by the applicant and sponsorship undertaking period has been confirmed. |
2. |
If there are concerns about contacting the sponsor, make note of this on the system, then skip ahead to Step 4, Health and/or Safety Concerns. |
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3. |
Complete the Sponsorship Obligations – Applicant letter (HR2771) and send to the applicant and refer the case to Financial Administrative Services Branch (FASB) for debt administration.
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4. |
Health and/or Safety Concerns If the sponsored individual indicates they have a health and/or safety concern and they do not want the sponsor contacted, ensure that any concerns are recorded on the system. Staff should be sensitive to cultural and gender differences around this issue. When appropriate, ensure the sponsored individual is comfortable with the interview process and provide alternative approaches (same gender interviewer or the client brings a friend or support person with them). The following steps must be followed:
Do they have family or friends who can help them if need be? Provide contact information for local support agencies and/or transition houses and confirm that they know they can call the police for assistance. Encourage them to seek help when needed and to learn more about their rights from an appropriate agency. If there are any barriers to accessing resources, see if assistance can be provided in overcoming those barriers. |
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5. |
Complete the Sponsorship Obligations – Applicant letter (HR2771) and send to the applicant and refer the case to Financial Administrative Services Branch (FASB) for debt administration and inform FASB of the result of health and/or safety threat concern. |
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6. |
For further information see Related Links- Persons Fleeing Abuse |
Veterans Affairs – Veterans Affairs Canada
Effective: ​December 1, 2003
Employment and Assistance Workers (EAWs) must:
Reimbursement is made by VAC to Financial Administrative Services Branch once VAC benefits have commenced.
WorkSafeBC
Effective: December 1, 2003
To establish a claim, clients must submit an accident report to WorkSafeBC (Workers’ Compensation Board of BC. As soon as the Employment and Assistance Worker (EAW) becomes aware that a client has established or may be able to establish a WorkSafeBC claim, the EAW assigns the client’s future benefits from WorkSafeBC by completing an Assignment – WorkSafeBC (HR2100) [see Forms and Letters] with the client.
When the WorkSafeBC claim has been settled, WorkSafeBC will:
Depending on the outcome of the claim, the EAW does the following:
For pension assignments, confirm the period of pension eligibility before completing the assignment, and ensure that only duplicate assistance is assigned.
If a lump sum amount represents a retroactive WorkSafeBC payment, only the portion covering the same period of time that BCEA was issued is to be assigned.
A commuted lump sum WorkSafeBC payment is not to be assigned, except for the portion that represents a corresponding time period for which assistance was issued.
WorkSafeBC rehabilitation and training allowances are not to be assigned.
Youth Living Away from the Family Home
Effective: May 1, 2015
Children may be eligible for income assistance apart from the family only after reasonable efforts have been made to have the parent or guardian support them.
Authorities
Effective: January 1, 2020
Provincial CPP Recovery Program – FASB |
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